Privacy Policy

Privacy and Data Protection Policy

As FBK online services, we respect your privacy and are committed to safeguarding your personal information as you engage with our websites, products, and services. This Privacy and Data Protection Policy outlines how we collect, use, and protect your data.


1. Purpose

This Privacy Policy outlines how FBK OnlineServices (Pty) Ltd a Juristic Representative of Sithundhi Group (Pty) Ltd collects, uses, discloses, and protects personal information obtained from clients, data subjects and visitors to our website. We are committed to protecting the privacy of our users and complying with applicable Protection of Personal Information Act 4 of 2013 (POPIA) and other data protection laws.

Personal Information Collected by FBK Online Services:


•  Username

•  Email address

•  Phone number

•  Password

•  Documents: ID and Proof of residence


Interaction Data

•  We gather data on how you engage with our services, encompassing your IP address, browser type, and device specifics.

Non-Personal Information:

•  Technical Data: We store information about your device including your browser type, IP address Operating system.
•  Analytics: We also make sure of Information regarding your usage of our services, such as the page you visited, the amount of time spent, and the links that have been clicked.


2. Disclosure of Information

We do not sell or rent your personal information to third parties. However, we may share your data in the following circumstances:


•  For Legal Reasons: We may share your information when required by law, to respond to legal processes, or to protect the rights, property, or safety of our company and users.


3. Data Security

 We take reasonable steps to protect the security and confidentiality of personal information. However, no data transmission over the internet is completely secure, and we cannot guarantee the security of user data.

4. Cookies

Our website may use cookies to enhance the user experience. Users can control cookie preferences through their browser settings. Please refer to our Cookie Policy for more details.

5. Links to other websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. Users should review the privacy policies of external sites they visit.

6. Principles of POPIA Compliance


6. 1.   Accountability.

FBK Online Services is committed to maintaining accountability for the processing of personal information and ensuring compliance with POPIA.

6. 2.   Processing Limitation.

Personal information will only be processed for legitimate purposes, and we will ensure that the processing is lawful, adequate, and relevant.

6.3.  Purpose Specification.

FBK Online Services will specify the purposes for which personal information is collected, and data subjects will be informed of these purposes.

6. 4.  Data Minimization.

We will only collect and process personal information that is necessary for the intended purpose and will not retain it for longer than required.

6.5Information Quality.

We will take reasonable steps to ensure that personal information is accurate, complete, and up to-date.

6.6. Openness and Transparency.

FBK Online Services will be transparent about how personal information is processed, and data subjects have the right to access their personal information.

6.7.  Security Safeguards.

We will implement appropriate security measures to protect personal information against unauthorized access, disclosure, or loss.

6. 8.   Data Subject Participation Data subjects have the right to access, correct, or request the deletion of their personal information, and FBK Online Services will facilitate these rights.


7. Roles and Responsibilities.

7.1 Data Protection Officer (DPO) FBK Online Services has a designated Information Officer is responsible for overseeing POPIA compliance and acting as a point of contact for data subjects.

7.2 Employees and Contractors All employees and contractors must adhere to this policy and report any potential breaches or concerns to the Information Officer


8. Cross Border Transfers Practices

Although we don’t perform any cross-border transfers of information, In the event that we may need to conduct any cross-border transfers, we will take reasonable steps to implement appropriate safeguards to protect your personal information during cross-border transfers. These safeguards may include contractual agreements, data protection impact assessments, or other measures designed to ensure the security and confidentiality of your information. We will adhere to applicable data protection laws and regulations if transferring personal information across borders. In cases where specific contractual or legal mechanisms are required for cross-border data transfers, we will take necessary steps to comply with such requirements. Prior to such any changes in our cross-border transfer practices, we may update this clause to reflect changes in our cross-border transfer practices. We will provide notice of any material changes and seek your consent if required by applicable laws.


9. Data Breach

9.1. Reporting Any suspected or actual data breaches must be reported immediately to the DPO and, if necessary, to the relevant regulatory authorities.

9.2. Investigation and Notification FBK Online Services will promptly investigate data breaches and, if required by law, notify affected data subjects and regulatory authorities.

10. Training and Awareness

10.1. Training

FBK Online Services will provide training to employees and contractors on their responsibilities under POPIA and the importance of data protection and maintain ongoing awareness campaigns to educate employees about data protection best practices.


11. Updates to our policy

We may update this Privacy Policy to reflect changes in our data handling practices or legal requirements. The updated policy will be posted on our website with a revised "Last Updated" date.


12. Contact Us

If you have any questions or concerns regarding this Privacy Policy or your personal information, please contact us at [email protected]

Disclaimer

FBK Online Services(Pty) Ltd is incorporated in South Africa with registration number 2024/081103/07 and is a duly appointed representative of Sithundhi group (Pty) Ltd, a company duly incorporated under the laws of South Africa, with company number 2022/827017/07, an authorised financial service provider, licensed and regulated by the Financial Sector Conduct Authority(FSCA) in South Africa, with FSP No. 52030.

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